Hail Damage in Bedford, TX: What It Does to Your Roof and How to Respond
Few cities in North Texas see hail as often as Bedford. Knowing the record and having a plan makes the next storm less stressful.
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A decade of hail around Bedford
NOAA's Storm Prediction Center logged 165 hail reports within 10 miles of Bedford from 2015 through 2024. That is one of the busier records in the metro. Of those reports, 29 were 1.75 inches or larger, and the largest stone measured 3.25 inches on May 27, 2024.
Hail showed up in 6 of those 10 years: 2015, 2016, 2018, 2021, 2023 and 2024. For a Bedford homeowner, that means a roof is likely to go through more than one significant storm in its life. Damage from an older storm can sit quietly until a newer one finishes the job.
Right after the storm passes
Check inside first
Look at ceilings, the attic hatch area and around skylights for new drips.
Walk the yard
Look for shingle pieces, dented gutters and vents, and piles of granules at downspouts.
Take dated photos
Capture the outside and any interior damage. See photos to take after roof storm damage.
Schedule an inspection
Have a roofer check every slope and write up the findings.
What hail does to different roofs
Asphalt shingles
Bruises, cracked mats and lost granules. Read how to identify hail damage on asphalt shingles.
Metal
Dents that may be cosmetic or may affect seams and fasteners, depending on depth and location.
Tile
Cracked or broken tiles that expose the underlayment.
Flat roofs
Punctured membranes and crushed insulation that hold water.
Insurance basics to keep in mind
Coverage depends on your policy and your insurance company, not on the roofer.
Check your deductible and any deadline for reporting storm damage.
Know whether your policy pays replacement cost or actual cash value. See actual cash value vs. replacement cost.
Keep copies of photos, the inspection report and every estimate.
If a claim is denied, you can ask why and review your options.
When damage stays hidden
Many Bedford homeowners say the same thing after an inspection: the roof looked fine. Hail damage on asphalt shingles is often subtle. A bruise feels soft under the thumb but looks like a dark spot from the ground. The crack is inside the mat, under the granules, and it can take months of heat and rain before it opens enough to leak.
That delay is why it helps to inspect after every significant storm, not just after a leak. Our post on why roof damage may not cause an immediate leak explains the process. An inspection report dated soon after a storm also gives you a clear record of when the damage happened, which is harder to prove a year later when the next storm adds new hits on top of the old ones.
Repair, replace and who to trust
After a big storm, door-knockers arrive fast. Take time to check license, insurance and references, and read every page before you sign. Damage limited to a few spots can often be repaired; damage across most slopes usually points to roof replacement in Bedford.
GemSco is family owned, fully licensed and insured, with 20+ years of experience. We inspect, document with photos and give a written estimate. Learn more about our hail damage roof repair service or our Bedford page.
Frequently Asked Questions
How can I tell if the May 2024 storm damaged my roof?
Look for dents on gutters, vents and metal flashing, granules in the downspouts and any new stains inside. Hail that large, 3.25 inches at its peak, can crack shingles without a visible hole. If you have not had the roof inspected since, it is worth doing now.
Can old and new hail damage be told apart?
Sometimes. Fresh hits often show bright, clean breaks where granules were knocked off, while older hits weather and darken. It is not always clear-cut, which is why dated photos and inspection reports after each storm are useful records.
Will my insurance rates go up if I file a hail claim?
That depends on your insurer and your policy, and practices vary. Ask your agent before filing if you are unsure. Whatever you decide, get the damage documented, because waiting can make it harder to show when it happened.
Do I need a new roof if only one side was hit?
Not necessarily. Wind-driven hail often hits one or two slopes harder. If the damage is limited, those areas may be repaired. If shingles cannot be matched or the damage spreads further, replacement may make more sense.
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