Southlake Hail Damage: Inspect, Document, Repair
Large hail has hit near Southlake in most recent years. This guide covers what to look for after a storm and how to handle the repair and the claim.
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Right after the storm passes
Check for leaks inside, starting with top-floor ceilings and the attic.
Walk the yard and look for broken shingle pieces and piles of granules.
Photograph dents on gutters, downspouts, mailboxes, cars and the AC unit.
Measure a few hailstones next to a coin or a ruler if they are still on the ground.
Write down the date and time of the storm for your records.
Cover any open spots with a tarp to keep water out until a repair.
Ten years of hail around Southlake
NOAA's Storm Prediction Center logged 202 hail reports within 10 miles of Southlake from 2015 through 2024. Fifty-one of them were 1.75 inches or larger, and large hail came in 2015, 2017, 2018, 2021, 2023 and 2024. That is large hail in 6 of 10 years.
The biggest stone on record in that span measured 4.25 inches, reported on June 11, 2023. Hail that size can puncture shingles, crack tile and shatter skylights. Southlake is mainly in Tarrant County, and storms there can hit one street hard and skip the next, so your own roof needs its own look.
Damage by roof material
Asphalt shingles
Bruises, fractures and bald spots where granules were stripped. See how to identify hail damage on asphalt shingles.
Metal and stone-coated
Dents in panels and trim. Coatings can chip and expose the steel underneath.
Tile
Cracked, chipped or broken tiles that let water reach the underlayment below.
Wood shake
Fresh splits with clean, light-colored wood showing at the break.
Soft metals
Vents, flashing and gutters show dents that help confirm the size of the hail.
Working through the insurance claim
Review the policy
Coverage depends on your policy and your insurance company. Look at your deductible and whether you have replacement cost or actual cash value. Our guide on actual cash value vs. replacement cost explains the difference.
Get the roof documented
GemSco inspects, documents the damage with photos and provides a written estimate.
File the claim
Report the date of loss and share your photos and estimate with the insurer.
Share the evidence
Give the adjuster your roofer's photos of damage on each slope.
Review the decision
If something seems off, you can ask questions or request a review. See roof insurance claims.
Be careful who you sign with
After large hail, out-of-area crews often arrive soon after each storm. Before you sign anything, ask for proof of license and insurance and a written estimate, and never sign a contract that hands over your claim. A roofer who promises the insurer will approve a new roof is promising something no one can.
Our guides on questions to ask before hiring a roofing contractor and what to know before signing a roofing contract after a storm list what to check.
After the claim: rebuilding smarter
If the roof is replaced, it is a good moment to think about impact-rated shingles tested to UL 2218 Class 4. In a town with this much large hail, many owners make that change. Compare materials on roof replacement in Southlake. GemSco is family owned, fully licensed and insured, with free estimates. Learn more about our hail damage roof repair service.
Frequently Asked Questions
How do I know if hail in Southlake was big enough to damage my roof?
Look at soft metal first. Dents on gutters, vent caps and the AC unit show the hail was large enough to leave marks. Hail of 1.75 inches or more often damages shingles, but smaller hail can still hurt an older roof. An inspection with photos is the only way to be sure.
Is there a deadline to file a hail claim?
Many policies set a time limit for reporting storm damage, and it varies by insurer. Check your policy or ask your agent. Filing sooner also helps because the damage is fresh, easier to date to a specific storm and less likely to have led to water damage inside.
What if my claim is denied or underpaid?
You can ask the insurer to explain the decision and request a review or reinspection. Bring photos and a written estimate. Our blog covers what to do when a roof insurance claim is denied or underpaid, including when some owners bring in a public adjuster.
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