Hail Damage in Keller: A Homeowner's Guide From Storm to Repair
Keller sits in one of the busiest hail areas in North Texas. Knowing what to check, what to photograph and how claims work saves time and stress after a storm.
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Ten years of hail around Keller
NOAA's Storm Prediction Center logged 217 hail reports within 10 miles of Keller from 2015 through 2024. Of those, 46 were 1.75 inches or larger, the size that often cracks shingles and dents metal. Large hail showed up in 2015, 2021, 2023 and 2024, so a roof here can take several serious storms in its life.
The largest stone in that span was 4.25 inches, reported on June 11, 2023. Half of the homes in Keller were built before 1999 (U.S. Census Bureau, American Community Survey 2020-2024), and with 83 percent owner-occupied, most homeowners will deal with a hail claim at some point. Being ready for it makes the process smoother.
Ground-level signs the roof was hit
Dents on gutters, downspouts and the metal caps of roof vents.
Granules washed out of downspouts onto the driveway.
Chipped paint on window trim, fences or the siding on the storm side.
Dented cars or patio furniture from the same storm.
Pieces of shingle or ridge cap in the yard.
Torn window screens or cracked skylight domes on the side that faced the storm.
What to do after the storm
Stay safe and stop water
If there is an active leak, protect the room and call for emergency roof repair.
Record the storm
Note the date and take photos of hailstones, dents and any leaks. Our list of photos to take after storm damage helps.
Schedule an inspection
A roofer walks each slope, marks the hits and photographs them in a report you can share.
Contact your insurer
Report the loss and share the inspection photos. The insurer sends its adjuster to review the roof.
Compare scopes in writing
Read every estimate line by line. See how to compare roofing estimates after storm damage.
Insurance without the guesswork
Coverage depends on your policy and on the insurer's review. Some policies pay replacement cost, others actual cash value, and wind and hail deductibles are often separate from the standard one. GemSco's role is to inspect, document the damage with photos and give you a written estimate. Learn more on our roof insurance claims page.
After a big storm, many crews knock on doors. Take your time, ask for a written scope and check licensing and insurance before you sign anything. If your claim is denied or underpaid, our guide on what to do if a roof claim is denied explains the options.
Repair options after hail
Spot repair
A few damaged shingles or a cracked vent cap on one slope can be replaced, as long as the new pieces match and seal to the old ones.
Slope replacement
When one face of the roof took the brunt, that section can sometimes be redone if matching material is still available.
Full replacement
Widespread bruising calls for a new roof. See roof replacement in Keller.
Gutters and extras
Dented gutters, screens and vents are part of the same storm record. More on our hail damage roof repair service.
Frequently Asked Questions
How soon should I report hail damage in Keller?
As soon as you reasonably can. Policies set deadlines for reporting a loss, and fresh damage is easier to document. Getting an inspection within days of the storm gives you dated photos, even if you decide on the repair later.
Will my insurance pay for a new roof after hail?
No one can promise that. Coverage depends on your policy, your deductible and what the insurer's adjuster finds. GemSco inspects the roof, documents damage with photos and gives a written estimate, so you have clear information for your conversation with the insurer.
What was the biggest hail near Keller in recent years?
NOAA's Storm Prediction Center data shows a stone of 4.25 inches reported within 10 miles of Keller on June 11, 2023. That same span from 2015 through 2024 includes 46 reports of hail 1.75 inches or larger.
Can I get my roof replaced before my claim is approved?
You can, but it is risky. Once the old roof is gone, the adjuster cannot see the damage. Our article on replacing a roof before insurance approves explains when it makes sense and what to document first.
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