Storm Damage Roof Repair in Galveston: Hail Is Rare, Wind Is Not

NOAA's Storm Prediction Center logged 2 hail reports within 10 miles of Galveston from 2015 through 2024. One of them was 1.75 inches, reported on April 25, 2015, and that is the only year in the span with hail that size nearby. Compared with much of the Houston metro, hail here is uncommon.

That does not make the roof safe. Thunderstorms that bring hail also bring strong gusts and sideways rain, and on the coast wind is the bigger threat. A storm that drops a few hailstones can strip shingles or push water under flashing at the same time. When you check for damage, look for both.

Our guide on what to check on your roof after a thunderstorm walks through a ground-level check.

All of Galveston County is in the catastrophe area of the Texas Windstorm Insurance Association (TWIA). Many homes here carry a separate windstorm policy for wind and hail, alongside their regular homeowners policy. Which policy applies, and how the deductible works, depends on your coverage. Read how a roof insurance deductible works before you file.

Repairs on a TWIA-insured home in this area generally need a windstorm inspection and a WPI-8 certificate. Ask your agent before work starts. GemSco inspects, documents with photos and gives a written estimate, but the insurer decides what is covered. More on our roof insurance claims page.