Hail Damage in Nassau Bay: Reading the Record and Checking Your Roof
Nassau Bay has seen some of the largest hail in its recent record. If your roof was in place in 2019 or 2024, it is worth knowing what those storms left behind.
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Nassau Bay's hail record from 2015 through 2024
NOAA's Storm Prediction Center logged 31 hail reports within 10 miles of Nassau Bay from 2015 through 2024. Eight of those were 1.75 inches or larger. The largest stone measured 2.75 inches, on May 31, 2024, a size that can break shingles, crack skylights and dent heavy metal. Large hail also came in 2019, so the area saw two separate years of serious storms in a short span.
The local housing stock raises the stakes. Half of the homes in Nassau Bay were built before 1970 (U.S. Census Bureau, American Community Survey 2020-2024). Older homes often have older roofs or roofs over tired decking, and brittle shingles tend to crack more easily under impact than newer, flexible ones.
Hail damage also hides well. A bruise in the mat may not leak for months. The sun and rain slowly widen it, and by the time water shows up inside, the storm may feel like old news. Read why roof damage may not cause an immediate leak for more.
What large hail does to each part of the roof
Shingles
Bruises, cracks and spots where granules were knocked off and the asphalt shows.
Ridge and hips
Caps at the peak take hits from any direction and crack easily.
Vents and flashing
Dents in metal can bend seams open and change how water flows.
Skylights
Cracked lenses or frames can leak around the opening.
Gutters
Dents and crushed corners that make water overflow. See gutter installation in Nassau Bay.
Attic vents
Turbines and box vents can be dented or knocked loose, leaving a gap at the base.
Your storm checklist
Photograph hailstones with a coin or ruler for scale. See photos to take after roof storm damage.
Check gutters, downspouts, the AC unit, the mailbox and car roofs for dents.
Look at ceilings and the attic for new stains in the days after.
Read your policy for the deductible and how it pays for roof damage.
Do not sign with anyone on the spot. Compare written estimates.
Keep the dented gutter pieces or other damaged items until the roof has been inspected.
From storm to repair
Inspection
Each slope, the ridge, vents and flashing are checked and photographed.
Report and estimate
You get photos of what was found and a written estimate for the repair or replacement.
Insurance decision
You decide whether to file. Coverage depends on your policy and the insurer's review. Our roof insurance claims page explains the steps.
Fix the roof
Limited damage is repaired. Widespread hits may call for roof replacement in Nassau Bay.
For owners and renters
About 49% of homes in Nassau Bay are owner occupied. If you rent, tell your landlord about any storm damage or leaks in writing. If you own a rental, schedule an inspection after each big storm so damage is caught before it reaches the unit. GemSco is family owned, fully licensed and insured, with 20+ years of experience and free estimates. See our Nassau Bay roofing page.
Frequently Asked Questions
How can I tell if the May 2024 hail damaged my roof?
Look for dents on gutters, vents and the AC unit, which show the storm reached your home. Shingle damage is harder to see from the ground. A roof inspection with photos of each slope shows bruises, cracks and granule loss so you know whether repairs are needed.
Can I still file a claim for older hail damage?
It depends on your policy. Many policies set a time limit for reporting a loss, and the insurer reviews whether the damage matches a specific storm. Check your policy or call your agent. An inspection report with dated photos helps you understand the damage before you make that call.
What does 1.75-inch hail mean for a roof?
Hail of about that size is often linked to roof damage, especially on older or brittle shingles. Larger stones, like the 2.75-inch hail recorded near Nassau Bay, carry much more force. Wind speed, roof age and shingle type also change the outcome, so each roof needs its own check.
Should I fix hail damage if my roof is not leaking?
It is worth considering. Cracked or bruised shingles lose their protection over time, and the next storm or heavy rain may turn hidden damage into a leak. Knowing the extent now lets you plan the repair, rather than dealing with water damage inside the home later.
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