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Storm and Hail Damage Repair for Alvin, TX Homes

After a hailstorm, the roof can look fine from the street and still be damaged. Here is how Alvin homeowners can check, document and repair it.

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What the hail record shows for Alvin

NOAA's Storm Prediction Center logged 15 hail reports within 10 miles of Alvin from 2015 through 2024. Four of them were 1.75 inches or larger, and all four came in 2024. The largest stone measured 2.75 inches on May 31, 2024. That means large hail hit near Alvin in 1 of the 10 years in the record, but when it came, it was big.

Roofs that went through the spring of 2024 may carry bruises that have not leaked yet. Hail cracks the mat under the granules, and water finds that crack over the next seasons. If your roof has not been looked at since then, it is worth a check. Our guide on how to identify hail damage on asphalt shingles shows what the marks look like.

The first days after a hailstorm

1

Photograph from the ground

Take dated photos of dented gutters, downspouts, window screens, cars and fences. Our list of photos to take after roof storm damage helps.

2

Cover active leaks

If water is coming in, get a tarp on quickly. A temporary cover limits damage inside.

3

Get the roof inspected

A roofer checks each slope, marks hits, photographs them and writes up what needs repair or replacement.

4

Talk to your insurer

Share the photos and the written estimate. The adjuster decides what the policy covers.

Insurance and TWIA in Brazoria County

Whether a claim is approved depends on your policy and your insurance company. No roofer can promise the outcome. What GemSco does is inspect the roof, document the damage with photos and give you a written estimate you can share with the adjuster. Our page on roof insurance claims explains how deductibles and depreciation work.

All of Brazoria County is inside the Texas Windstorm Insurance Association catastrophe area. If your home carries TWIA wind and hail coverage, roof work generally needs to be inspected and certified through the Texas Department of Insurance windstorm program, which issues a WPI-8 certificate. Ask your agent what your policy requires before the job starts.

Keep copies of everything: the inspection photos, the estimate, emails with the adjuster and any receipts for tarps or temporary repairs. If the first answer from the insurer does not match what the roof shows, our guide on what to do if a roof insurance claim is denied lists the next steps.

Hail damage that is easy to miss

Soft dents on ridge caps and the top row of shingles.

Cracked or chipped pipe boots and vent caps.

Dents in metal flashing and roof vents.

Granules gathered at the bottom of downspouts.

Split wood shake or cracked tile, which do not dent the way shingles do.

Paint chips or dents on the window frames and the AC unit, which point to the size of the stones.

Repair or replace after hail

Scattered hits on one slope can often be repaired. Damage across several slopes usually points to roof replacement in Alvin. GemSco offers free estimates and has handled storm work for 20+ years. See our hail damage roof repair service or our page for Alvin.

Frequently Asked Questions

How long after a hailstorm can I file a claim?

Deadlines vary by policy and insurer, so check your policy or ask your agent. Waiting can make it harder to show which storm caused the damage. Getting a roofer to document the roof soon after a storm gives you dated photos to work from.

What is a WPI-8 and do I need one in Alvin?

A WPI-8 is the certificate the Texas Department of Insurance issues when windstorm work meets code in the TWIA catastrophe area. Brazoria County is in that area, so homes with TWIA coverage generally need one for roof work. Your agent can confirm what your policy needs.

Can hail damage a metal roof?

Large hail can dent metal panels. Many dents are cosmetic and do not let water in, but dents at seams or fasteners can. Policies treat cosmetic damage in different ways, so read yours and have the roof inspected to see what kind of damage you have.

My neighbor got a new roof. Does that mean I need one?

Not always. Roofs face different directions, are made of different materials and are at different ages. Hail can hit one house hard and miss the next. An inspection of your own roof is the only way to know.

We’re Here to Help!

GemSco Roofing & Solar serves Houston, DFW, Austin, San Antonio and surrounding areas. We’re family owned and fully licensed and insured.

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