Hail and Pearland Roofs: Damage, Claims and Repairs
Large hail does not hit Pearland every year, but when it does, it can leave damage that stays hidden for months. Here is how to find it and deal with it.
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Pearland's hail record from 2015 through 2024
NOAA's Storm Prediction Center logged 22 hail reports within 10 miles of Pearland.
3 of those reports were 1.75 inches, about the size of a golf ball.
Large hail was reported in 2015, 2017 and 2024.
The first large report came on May 26, 2015.
A report within 10 miles does not mean every street was hit. Hail falls in narrow bands.
Pearland spans parts of Brazoria, Harris and Fort Bend counties, so one storm can affect each part of the city differently.
Why a few big storms are enough
Hail of 1.75 inches can bruise shingles, break the bond between granules and asphalt, and crack the mat underneath. On a newer roof the damage may stay hidden. On a roof that is already 20 years old or more, which describes a lot of Pearland homes, the same hit can open a crack that leaks within a season.
Half of Pearland's homes were built before 2003 (U.S. Census Bureau, American Community Survey 2020-2024). If your roof is original, it has had more than one chance to be hit. Our article on why roof damage may not cause an immediate leak explains how slow damage works.
Smaller hail matters too. Most of the 22 reports near Pearland were under 1.75 inches. Hail that size may not crack a new shingle, but it can strip granules from an aging one. Without granules, the asphalt bakes in the sun and wears out faster. That kind of damage adds up over several storms instead of one.
What to do after a hailstorm
Stay safe
Do not climb on the roof. Look from the ground and from windows. Wet shingles are slick, and damaged ones can break under your weight.
Document
Take dated photos of gutters, vents, cars, fences and any hail on the ground. Use the list in photos to take after roof storm damage.
Get an inspection
GemSco inspects the roof, documents the damage with photos and gives you a written estimate.
Decide on repair
Limited damage can be repaired. Damage across several slopes usually points to replacement. Read what to know before signing a roofing contract after a storm first.
Insurance in Pearland, plainly
Policy first
Whether a claim is approved, and for how much, depends on your policy and your insurer.
Deductibles
Many policies have a separate wind and hail deductible. Read how a roof insurance deductible works.
TWIA in Brazoria County
Only the part of Pearland in Brazoria County is in the TWIA catastrophe area. Homes there with TWIA coverage generally need windstorm inspection and a WPI-8 certificate for roof work.
Denied or low claims
See common reasons roof insurance claims are rejected and our roof insurance claims page.
Stronger on the next round
If the roof needs replacement after hail, ask about Class 4 shingles tested to UL 2218. They are built to resist impact better than standard shingles. Learn more on our hail damage roof repair page or visit roofing in Pearland.
Frequently Asked Questions
How can I tell hail damage from normal aging?
Hail leaves random marks, often with matching dents on gutters and vents. Aging shows as even wear, curling or cracking that follows sun exposure. A hail bruise feels soft when pressed, while an old shingle feels hard and brittle. An inspection with photos settles the question.
Should I file a claim right after the storm?
Many owners get an inspection first so they know what damage exists. Coverage and filing deadlines depend on your policy and insurer, so check with your agent. Acting soon after the storm makes it easier to connect the damage to a specific date.
Does hail damage gutters and siding too?
Yes. Gutters, downspouts, window screens, siding and outdoor AC units often show hail marks. Those dents help show the size and direction of the hail. Photograph them along with the roof, since they are part of the same storm record.
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