Hail and Storm Damage on Angleton, TX Roofs

NOAA's Storm Prediction Center logged 9 hail reports within 10 miles of Angleton from 2015 through 2024. Three of them were 1.75 inches or larger, and they fell in 2 of the 10 years: 2015 and 2024. The largest stone was 2.5 inches on April 17, 2015.

That pattern matters. Large hail is not a yearly event here, so many owners do not think to check the roof after a storm. Stones of 1.75 inches and up can crack the shingle mat and dent metal, and the leak may wait for a later rain. Half of the homes in Angleton were built before 1979 (U.S. Census Bureau, American Community Survey 2020-2024), and older roof systems tend to show hail damage faster. For what hits look like, see how to identify hail damage on asphalt shingles.

Coverage depends on your policy and your insurance company, and nobody can promise how a claim will turn out. GemSco inspects the roof, documents the damage with photos and gives you a written estimate to share with the adjuster. Our page on roof insurance claims and the article on how a roof insurance deductible works explain the basics.

All of Brazoria County is in the Texas Windstorm Insurance Association catastrophe area. If your wind and hail coverage is through TWIA, roof repairs and replacements generally need to be inspected and certified by the Texas Department of Insurance, which issues a WPI-8. Check with your agent before work starts so the paperwork is in order.

If the answer from the insurer seems low compared with the damage, ask for the reasons in writing and compare them with the inspection photos. Our guide on what to do when a roof insurance claim is underpaid explains the usual options.