Hail Damage Roof Repair in Highland Village, Step by Step
Highland Village gets large hail more often than most towns in North Texas. Knowing what to do after a storm keeps a damaged roof from turning into a damaged home.
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The hail record around Highland Village
NOAA's Storm Prediction Center logged 171 hail reports within 10 miles of Highland Village from 2015 through 2024. Fifty-four of them were 1.75 inches or larger, about the size of a golf ball or bigger. The largest stone measured 4.25 inches on March 26, 2017.
The pattern matters as much as the peak. Hail was reported in 2016, 2017, 2018, 2019, 2020, 2021, 2023 and 2024, which is 8 of the 10 years in the record. For a homeowner, that means a storm check is a yearly habit here, not a once-in-a-decade event.
What to look for after a storm
Round dark spots on shingles where granules were knocked off.
Dents on gutters, downspouts, vent caps and the AC unit.
Cracked or broken shingles, ridge caps or tiles.
Torn window screens and chipped paint on trim.
Granules collecting at the bottom of downspouts.
New stains on ceilings or wet spots in the attic.
From storm to repair
Document right away
Photograph the hail, the dents and the roof from the ground with the date visible. Our checklist of photos to take after roof storm damage helps.
Cover any opening
If water is getting in, a temporary tarp limits the damage. See emergency roof repair.
Book an inspection
GemSco inspects the roof, photographs the damage up close and gives you a written estimate.
Talk to your insurer
Coverage depends on your policy and your insurance company. Share the photos and the estimate with your adjuster.
Repair or replace
Limited damage can be repaired. Widespread damage may call for roof replacement in Highland Village.
Insurance points to keep in mind
Your deductible
Know the amount before the adjuster visits. How a roof insurance deductible works explains the basics.
Replacement cost or cash value
Your policy type changes what a claim pays. Check which one you have.
No promises
Approval is the insurer's decision. Be wary of anyone who promises a roof at no cost.
Read before signing
Compare written estimates and read any contract carefully after a storm.
Why one storm can affect the next
That is also why timing matters. Damage found soon after a storm is easier to tie to that date, which helps when you talk to your insurer. Damage found two seasons later is harder to separate from normal wear. If a storm with large hail passes over your street, a quick inspection that same season is the safe move, even when nothing is dripping yet. Our guide on what to do after a hailstorm damages your roof covers the full checklist.
A roof that took hail last year and was never checked has less to give this year. Cracked shingles let water reach the mat, and that weakens it further in the heat. Half of the homes in Highland Village were built before 1993 (U.S. Census Bureau, American Community Survey 2020-2024), so many roofs here have already been through several storm seasons. Learn more on our hail damage roof repair page or see our work in Highland Village.
Frequently Asked Questions
Can hail damage a roof without leaving visible marks from the ground?
Yes. Bruises and cracks in shingles are often invisible from the yard. Dents on gutters and vents are better clues. If a storm dropped large hail on your street, an up-close inspection is the only reliable way to know the condition of the roof.
Should I call my insurer or a roofer first?
Many homeowners get an inspection first so they know whether there is damage worth reporting. Others call the insurer right away. Either works. Check your policy for reporting deadlines and keep photos of the storm and the damage with the date.
What if my claim is denied?
Ask the insurer for the reason in writing and review your policy. You can request a second inspection or appeal. Our guide on what to do if your roof insurance claim is denied lays out the options.
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