Hail Damage in Lewisville: What to Do in the Days After a Storm
Hail damage is easy to miss from the driveway and costly to ignore. Here is what Lewisville storm records show, what to look for and how to keep your claim organized.
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Lewisville's hail record, 2015 through 2024
NOAA's Storm Prediction Center logged 162 hail reports within 10 miles of Lewisville from 2015 through 2024. Of those, 51 were 1.75 inches or larger, the size of a golf ball or bigger. The largest was 4.25 inches on June 11, 2023. Reports came in during 2016, 2017, 2018, 2019, 2021, 2022, 2023 and 2024, so 8 of the 10 years.
What this means for you: hail here is not a once-in-a-lifetime event. A roof that went through one storm may go through another before the first damage is fixed. Checking the roof after each storm, and keeping dated photos, makes it easier to show what happened and when.
If you live near the line between Dallas County and Denton County, the storm history is the same for your roof. Hail does not follow county lines, and neither do the records above.
Damage you can spot without climbing
Dents on gutters, downspouts, metal vents and the AC unit.
Dark spots on shingles where granules were knocked off.
Piles of granules at downspout outlets.
Cracked or split wood fence boards and dented mailboxes on the same side of the house.
Broken skylight lenses or cracked vent caps.
A sound order of steps after the storm
Stay safe
Do not climb the roof. Look from the ground and the attic.
Take photos
Shoot the roof, gutters, siding and any interior stains with the date visible. Our list of photos to take after storm damage helps.
Get an inspection
A roofer checks each slope, marks hits and documents them with photos and a written estimate.
Read your policy
Look at your deductible and whether the policy pays actual cash value or replacement cost.
File and follow up
Contact your insurer. Coverage depends on your policy and your carrier, not on the roofer.
Terms that come up with hail claims
Functional damage
Damage that affects how the roof sheds water, like fractured shingle mats or broken seals.
Cosmetic damage
Marks that change appearance but not function. Some policies treat it differently.
Class 4 shingles
Shingles that pass the UL 2218 Class 4 impact test. They resist hail better but are not hail-proof.
Deductible
The part you pay before coverage applies. Our guide on how a roof insurance deductible works explains it.
Why waiting after a storm can cost more
A cracked shingle lets a little water reach the felt and the decking with every rain. Months later, the leak shows up inside, and by then the wood may be soft and the insulation wet. The repair grows, and it gets harder to tie the damage to one storm date.
There is a second reason to move early. Many policies set time limits for reporting damage. Read yours, and if you are unsure, ask your agent. Then be careful with anyone who knocks on the door right after a storm. Our guide on what to do before signing a roofing contract after a storm lists the questions to ask.
How GemSco helps
GemSco inspects the roof, documents damage with photos and gives you a written estimate you can share with your adjuster. We do not promise what an insurer will approve. Learn more about roof insurance claims, our hail damage roof repair service or our work across Lewisville.
Frequently Asked Questions
How soon should I check my roof after hail in Lewisville?
As soon as it is safe, ideally within days. Many policies set deadlines for reporting damage, and new storms can blur which event caused what. Early photos and an inspection report help you show the condition of the roof right after the storm.
Can hail damage a roof without causing a leak?
Yes. Hail can crack the shingle mat or knock off granules without letting water in right away. Over time, sun and rain widen the damage and leaks start later. That is why an inspection matters even when the ceiling looks fine after a storm.
What if my claim is denied or underpaid?
Ask the insurer for the reason in writing and compare it with your inspection photos and estimate. You can request a re-inspection or appeal. Our articles on denied and underpaid roof claims walk through the options, including when people bring in a public adjuster.
Does a dented gutter mean my roof is damaged?
Not always, but it is a sign that hail of real size hit the house. Soft metal dents easily, so dents on gutters and vents are a reason to have the shingles checked. The roof itself needs a close look to confirm damage.
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