Hail Damage in Denton: A Roof Guide for After the Storm
Denton has one of the busier hail records in North Texas. When a storm passes, the order of your next steps matters.
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Denton's hail record in numbers
NOAA's Storm Prediction Center logged 114 hail reports within 10 miles of Denton from 2015 through 2024. Of those, 38 measured 1.75 inches or larger, the size where shingles start to crack and metal dents deeply. The largest stone was 4.25 inches, recorded on March 26, 2017.
Large hail was reported nearby in 2015, 2016, 2017, 2019, 2020, 2021, 2023 and 2024. That is 8 of 10 years. For a homeowner, it means two things. First, there is a real chance your roof already carries old hail damage. Second, the next storm is likely to come before the roof reaches the end of its normal life.
Check these from the ground after a storm
Dents on gutters, downspouts and the metal roof vents.
Granules washing out of the downspouts.
Torn window screens and marks on siding or fences.
Shingle pieces in the yard or on the driveway.
Damage to outdoor AC units and cars, which confirms hail size.
Fresh dings on the chimney cap, skylight frames or satellite dish.
Your next steps, in order
Photograph everything
Take dated photos of all damage you can see from the ground. Use our guide to photos to take after roof storm damage.
Protect the inside
If water is coming in, cover the area and call for a temporary repair.
Schedule an inspection
A roofer checks each slope, marks impacts and photographs them.
Review your policy
Look at your deductible and any time limit to report damage. Read how a roof insurance deductible works.
File with facts
Share the photos and the written estimate with your insurer when you report the damage.
Watch out for
Storm chasers
Crews that knock right after a storm and press for a signature. Read before signing a roofing contract after a storm.
Promises about coverage
Only your insurance company decides what is covered, based on your policy.
Partial looks
Damage on one slope does not mean the others are fine. Every slope should be checked.
Waiting too long
Delays make it harder to tie damage to a specific storm.
Repair or replace after hail
Not every hailstorm means a new roof. If impacts are few and limited to one slope, replacing the damaged shingles may be enough. When bruises and cracks are spread across the roof, a full replacement is usually the sound repair, since the rest of the shingles took the same hits. Wind often comes with Denton hail and can lift shingles too. Our guide to wind damage vs. hail damage shows how to tell them apart, and our page on roof replacement in Denton explains the full job.
How GemSco handles hail jobs in Denton
GemSco inspects the roof, documents every impact with photos and gives you a written estimate to share with your insurer. Coverage depends on your policy and your insurance company. If the roof needs replacing, we are an elite contractor for Owens Corning and GAF and can install Class 4 impact-rated shingles. See our roof insurance claims page, our hail damage roof repair service, or our work in Denton.
Frequently Asked Questions
My neighbors are getting new roofs. Does that mean mine is damaged?
Not always. Hail can fall unevenly across a street, and roofs differ in age and material. But if neighbors had damage confirmed, it is worth getting your own roof checked. An inspection with photos shows whether your roof took hits or came through the storm in good shape.
What if my claim is denied or comes in low?
Start by asking your insurer for the reason in writing. You can request a reinspection or appeal. Our guides on what to do if your roof insurance claim is denied and underpaid claims explain the options step by step.
Can old hail damage from past years still be claimed?
It depends on your policy and its time limits for reporting damage. Some policies set short windows after a storm. Read your policy or ask your insurance company directly. An inspection can still tell you if old damage is affecting the roof, which matters for repair planning either way.
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