Anna Hail Damage Repair: From the Storm to a Sound Roof
Hail does not hit Anna every year, but when it does, it can damage a young roof as badly as an old one. Here is what to look for and what to do next.
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Look for these after a hailstorm
Dents on gutters, downspouts, vent caps and the AC unit.
Granules washing out of the downspouts.
Dark, round marks on shingles where granules were knocked off.
Cracked or split shingles, mostly on the side facing the storm.
Chipped paint on trim, fences or the mailbox.
Broken window screens or skylight lenses.
Hail around Anna, by the record
NOAA's Storm Prediction Center logged 40 hail reports within 10 miles of Anna from 2015 through 2024. Six of them were 1.75 inches or larger, and the largest measured 2 inches, on May 29, 2016. Large hail fell in 2016, 2020 and 2023. That is fewer events than many cities closer to Dallas, which is exactly why damage here can go unnoticed. Owners who have not been through a big storm may not know what to look for.
Newer roofs are not immune. Half of the homes in Anna were built before 2012 (U.S. Census Bureau, American Community Survey 2020-2024), so many roofs are only about 14 years old. A 2-inch stone can still crack the mat of a young shingle. The leak may not show for months, which is covered in our guide on why roof damage may not cause an immediate leak.
What to do, in order
Stay off the roof
Check from the ground and from inside. Damaged shingles can be slick and fragile.
Photograph everything
Hail on the ground with a coin for scale, dents, broken screens and any leaks.
Get a roof inspection
We check every slope and give you a photo report and a written estimate.
Review your policy
Coverage depends on your policy and your insurer. Check your deductible and the deadline to report a loss.
File if it makes sense
If you file, share the photos and written estimate we gave you with your adjuster.
Schedule the work
Once the scope is set, we plan the repair or replacement.
Insurance basics without the hype
No promises
No roofer can promise a claim will be approved. The insurer makes that decision based on your policy.
Deductibles matter
Many Texas policies use a percentage deductible for wind and hail. See how a roof insurance deductible works.
Settlement types
Some policies pay actual cash value, others replacement cost. The difference can be large.
Paper trail
Dated photos and a written estimate make every conversation with the insurer easier.
Work with GemSco
Timing helps you. Fresh damage is easier to photograph and link to a specific storm date, and many policies set a limit on how long you have to report a loss. Even if you decide not to file, a dated inspection report shows the roof's condition after the storm, which is useful if a leak appears months later or when you sell the home. Our checklist of what to do after a hailstorm damages your roof covers the first days in more detail.
GemSco is family owned, fully licensed and insured, with 20+ years of experience and elite contractor status with Owens Corning and GAF. Learn more about our hail damage roof repair service, roof insurance claims help or our Anna page.
Frequently Asked Questions
My roof is newer. Can hail still damage it?
Yes. Age makes shingles more brittle, but a large stone can crack a young shingle too. Hail of 1.75 inches or more, the size reported near Anna in 2016, 2020 and 2023, can break the mat and knock off granules. An inspection is the only way to know for sure.
Does my insurance cover hail damage?
It depends on your policy and your insurance company. Many homeowner policies include hail, but deductibles, roof age rules and settlement terms vary. Read your declarations page and ask your agent. We give you photos and a written estimate so you have facts in hand.
How do I pick a roofer after a storm?
Check that the company is licensed and insured, ask for a written estimate and do not sign anything under pressure. Compare scopes, not just totals. Our guide on how to compare roofing estimates after storm damage walks you through it.
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