
Hail Damage in Celina: Checking Your Roof After the Storm
Celina sees large hail most years. Here is how to read the damage, protect your claim and get the roof fixed the right way.
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Celina's hail record at a glance
55 reports
NOAA's Storm Prediction Center logged 55 hail reports within 10 miles of Celina from 2015 through 2024.
14 large stones
Of those, 14 were 1.75 inches or larger, big enough to crack shingles and dent metal.
3-inch maximum
The largest stone in that window measured 3 inches, on April 6, 2018.
6 of 10 years
Large hail was reported in 2017, 2018, 2019, 2021, 2023 and 2024.
What this means for a Celina roof
Large hail in 6 of 10 years means a roof here will likely face several serious storms in its life. On a young roof, the damage is easy to miss. The shingles still look new from the street, and there is no leak yet. But a bruise that knocked off granules exposes the asphalt to sun, and that spot ages much faster than the rest.
Hail of 1.75 inches and up can also crack the fiberglass mat inside a shingle. That crack may stay dry for months before the next heavy rain opens it. Our article on how to identify hail damage on asphalt shingles shows what to look for.
Wind usually rides along with hail. Gusts can lift and crease shingles on the same day, which breaks their seal even when nothing tears off. A roof check after a storm should look for both kinds of damage, since they need different fixes and are described differently in an estimate.
The first days after hail
Document from the ground
Take dated photos of gutters, downspouts, window screens, fences, patio furniture and cars. Dents there help show hail size.
Keep the evidence
Save a few hailstones in the freezer next to a ruler if you can, and do not throw away broken pieces of shingle or gutter.
Get an inspection
GemSco inspects the roof, documents the damage with photos and gives you a written estimate.
Read your policy
Check your deductible and how the policy values a roof. See how a roof insurance deductible works.
Insurance: what to expect
Whether a hail claim is covered depends on your policy and on what your insurance company decides after its own inspection. Nobody can promise approval ahead of time. What helps is clear documentation: photos, dates and a written estimate that describes the damage.
If you decide to file, our roof insurance claims page explains how we support homeowners through the process. Be cautious with anyone who asks you to sign on the spot right after a storm. Read before signing a roofing contract after a storm first.
Damage that is easy to overlook
Dents on ridge vents and turbine vents.
Cracked skylight frames or domes.
Chipped paint on metal flashing.
Split downspout elbows near the ground.
Torn window screens on the side facing the storm.
Getting the repair done right
Once the damage is documented and you have decided how to proceed, the work itself should match what was found. Damaged shingles, vents and flashing are replaced, and any soft decking found under them is shown to you before it is changed. If most slopes were hit, a roof replacement in Celina may be the cleaner fix. GemSco is family owned, fully licensed and insured, and estimates are free.
Frequently Asked Questions
My roof is new and does not leak. Should I still have it checked after hail?
Yes. Hail damage on a new roof is often invisible from the ground and does not leak right away. Granule loss and mat cracks shorten the life of the shingles. An inspection with photos records the damage while the storm date is clear, which helps if you decide to talk to your insurer.
Will my insurance cover hail damage in Celina?
It depends on your policy, your deductible and the decision of your insurance company. No roofer can promise coverage. GemSco can inspect the roof, document the damage with photos and give you a written estimate, so you have clear information to share when you contact your insurer.
How do I know which storm caused the damage?
Dates matter. Take photos right after each storm and keep them with the date. NOAA storm reports and the condition of soft metals like vents and gutters can help tie damage to a specific event. An early inspection makes that link easier to show.
Can I repair only the hail-damaged part of the roof?
Sometimes. If damage is limited to one or two slopes and matching shingles are available, a repair may work. When hits are spread across most of the roof, replacement is usually more practical. The inspection will show which case you are in.
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