
Roof Inspections in Plano: When You Need One and What It Should Cover
An inspection tells you what condition your roof is in before a leak tells you the hard way. In Plano, there are a few clear moments when it pays to book one.
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Good times to book an inspection
After any storm with hail large enough to dent cars or gutters.
Before buying or selling a home.
Before installing solar panels or other rooftop equipment.
When the roof reaches the later part of its expected life.
After a water stain shows up on a ceiling, even a small one.
After high winds that leave shingle pieces in the yard.
Before renewing or changing your homeowners insurance policy, if your agent asks about roof condition.
Why the timing matters in Plano
Large hail is not rare here. NOAA's Storm Prediction Center logged 75 reports of hail 1.75 inches or larger within 10 miles of Plano from 2015 through 2024, and those stones fell in 8 of the 10 years. The biggest, 4.5 inches, came on March 24, 2019. A roof that has not been looked at since the last big storm may be carrying damage you do not know about.
Age is the other factor. Half of the homes in Plano were built before 1993 (U.S. Census Bureau, American Community Survey 2020-2024). If you are buying one of those homes, find out how old the current roof is. A fresh inspection is the clearest way to know.
What a thorough inspection checks
Shingle surface
Hail bruises, cracks, curling and granule loss, slope by slope.
Flashing and seals
Walls, chimneys, skylights, valleys and pipe boots, where most leaks start.
Ventilation
Intake and exhaust vents, since poor airflow shortens shingle life. See how roof ventilation protects your home.
Gutters and edges
Dents, loose fascia and drip edge, and granules collecting in the gutters.
Attic side
Stains, damp insulation and daylight through the deck when access allows.
What happens on inspection day
Ground walk-around
A look at gutters, siding, windows and outdoor units for storm marks.
On the roof
Each slope is checked and photographed, with problem spots marked.
Inside, if needed
The attic or ceilings are checked when there is a reported leak.
Written findings
You get photos and a plain explanation of what needs attention, if anything.
After the report
A good inspection report is useful long after the visit. It gives you a dated record of the roof's condition, which helps if a later storm causes damage and you need to show what changed. It also helps when you sell, since buyers and their inspectors will ask about the roof. Keep the photos with your home records.
Be wary of an inspection that ends with pressure to sign the same day. A real inspection explains what was found and leaves the decision to you. If the roof needs only minor work, you should hear that too.
If the roof is sound, keep the report for your records. If it shows storm damage, our guide on what a roof inspection after hail includes explains how findings are used. Repairs are covered on our Plano roof repair page. GemSco offers free estimates, is fully licensed and insured, and has 20+ years of experience. Learn more about our roof inspection service.
Frequently Asked Questions
Does a roof inspection mean I have to file an insurance claim?
No. An inspection simply tells you the condition of the roof. If it finds storm damage, filing a claim is your decision. Many homeowners use the report to plan repairs or to keep a record before selling. The photos are useful either way.
Is a home inspector's roof check the same as a roofer's inspection?
Not always. A general home inspector covers the whole house and may view the roof from the ground or a ladder. A roofer walks the slopes, looks closely at shingles and flashing and photographs damage. For an older Plano home, a roofer's inspection adds detail.
How often should a Plano roof be inspected?
A simple rule is once a year and after any storm with large hail. Since big hail fell near Plano in most years from 2015 through 2024, many homeowners end up checking after each hail season. Older roofs benefit from closer attention.
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