Hail Damage on Plano Roofs: The Record, the Signs and Your Next Moves
Plano gets hail most years, and some of it is large. After a storm, a few calm steps protect both your roof and any claim you might file.
Schedule Your Roofing Inspection Today
Fill out the information below and we’ll reach out to complete your estimate as soon as possible!
Plano hail by the numbers
NOAA's Storm Prediction Center logged 202 hail reports within 10 miles of Plano from 2015 through 2024.
Of those, 75 were 1.75 inches or larger, roughly golf ball size and up.
Hail that large was reported in 8 of those 10 years: 2016, 2017, 2018, 2019, 2021, 2022, 2023 and 2024.
The largest stone measured 4.5 inches, reported on March 24, 2019.
Half of Plano homes were built before 1993 (U.S. Census Bureau, American Community Survey 2020-2024), so many roofs meet these storms with years of wear already on them.
The first days after a hail storm
Stay safe and look from the ground
Check for missing shingles, dented gutters, cracked skylights and damage to the AC unit or fence. Do not climb a wet roof.
Photograph everything
Take dated photos of the yard, the stones if you can, and any marks on the house. Our list of photos to take after roof storm damage helps.
Get a roof inspection
A trained eye on the roof finds bruises and cracks you cannot see from below.
Talk to your insurer with facts
Bring the inspection photos and a written estimate when you call.
What hail actually does to a roof
Bruised shingles
Soft spots where the mat underneath is fractured. They may look fine and fail later.
Granule loss
Dark circles where granules were knocked off. The asphalt there ages faster in the sun.
Cracked or split shingles
Common on older, brittle roofs. These let water in quickly.
Dented metal
Vents, flashing and gutters show hail marks clearly, which helps confirm the storm hit the roof.
Damaged accessories
Skylights, satellite mounts and solar equipment can crack or loosen. Each one is a possible entry point for water.
Hiring after a storm without regret
Big storms bring a wave of out-of-town crews. Some do good work. Others are gone before the first leak. Ask for proof of license and insurance, a written scope and a local phone number you can call later. Our post on what to know before signing a roofing contract after a storm lists the red flags.
Compare estimates line by line, not just the total. One may include new flashing, vents and underlayment while another leaves them out. If two bids look far apart, the missing items usually explain why.
Insurance: what to expect, and what not to assume
Whether a claim is approved, and for how much, depends on your policy and your insurance company. Deductibles, wind and hail terms and depreciation rules differ from one policy to the next. Our article on how a roof insurance deductible works explains the basics.
What a roofer can do is inspect, document the damage with photos and give you a written estimate. GemSco does exactly that. Read more on roof insurance claims before you meet the adjuster. Be careful with anyone who knocks on your door promising a new roof at no cost.
Repair or replace after hail
Scattered hits on a younger roof can often be repaired. Widespread damage on a roof that was already near the end of its life usually points to roof replacement in Plano. GemSco is family owned, fully licensed and insured, and works with impact-rated shingles from Owens Corning and GAF. See our hail damage roof repair service or our Plano roofing page. Estimates are free.
Frequently Asked Questions
How soon after a Plano hail storm should I get my roof checked?
As soon as it is safe and dry. Hail damage often does not leak right away, and many policies set time limits for reporting a claim. An early inspection gives you dated photos and a clear record of the damage while the storm is still recent.
My neighbors got new roofs after the storm. Does that mean I need one?
Not necessarily. Hail can hit one street harder than the next, and roofs of different ages respond differently. Your roof needs its own inspection. If the damage is there, the photos will show it. If it is not, you avoid a claim you do not need.
Can hail damage show up months later?
Yes. A bruised shingle can hold for a while and then crack as it heats and cools. Granule loss also speeds up aging. That is why a leak in the fall can trace back to a spring storm, and why photos from right after the storm matter.
More Roofing Help in Plano
Roofing in Plano, TX
City overviewRoof Repair in Plano
Learn MoreRoof Replacement in Plano
Learn MoreRoof Inspection in Plano
Learn MoreCommercial Roofing in Plano
Learn MoreGutters in Plano
Learn MoreSolar Panel Installation in Plano
Learn MoreSolar Removal & Reinstall in Plano
Learn MoreStorm & Hail Damage Near Plano
We’re Here to Help!
GemSco Roofing & Solar serves Houston, DFW, Austin, San Antonio and surrounding areas. We’re family owned and fully licensed and insured.