Hail Damage Roof Repair for Stafford, TX Homes
Hail damage is easy to miss from the driveway and easy to overstate from a sales pitch. Here is what the record shows for Stafford and how to check your own roof.
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The hail record around Stafford
NOAA's Storm Prediction Center logged 26 hail reports within 10 miles of Stafford from 2015 through 2024. Five of them were 1.75 inches or larger, roughly the size of a golf ball. The largest, 2.5 inches, was reported on January 8, 2016. Large hail showed up in 2015, 2016 and 2019.
Those numbers matter because hail of that size can fracture the mat inside a shingle. The surface may look only scuffed, while the shingle underneath has lost its ability to shed water. Stafford also sits across two counties, Harris County and Fort Bend County, so storm reports for your street may appear under either one.
Age makes it worse. Half of the homes in Stafford were built before 1993 (U.S. Census Bureau, American Community Survey 2020-2024), and older shingles are stiffer and crack more easily on impact than new ones.
What hail damage looks like
Bruises
Soft spots that give a little when pressed, where the mat inside has cracked.
Granule loss
Dark round marks where the protective granules were knocked away.
Dents on metal
Vents, flashing, gutters and downspouts often show the size and direction of the hail.
Split shingles
Older, brittle shingles may crack all the way through on impact.
After the storm passes
Stay off the roof
Walk around the house and look at gutters, screens, cars and fences for dents.
Take photos
Date-stamped pictures of the yard, siding and any interior stains help later. Here is a list of photos to take after storm damage.
Cover active leaks
If water is coming in, have the area covered to prevent more damage inside.
Get an inspection
A roofer checks every slope, photographs what they find and gives you a written estimate.
Read your policy
Check your deductible and filing window before you call your insurer.
Red flags after a hailstorm
Someone knocks on your door and asks you to sign a contract on the spot.
A roofer says your insurer will pay for a whole new roof before anyone has reviewed the claim.
An estimate with no photos, no line items and no company address.
Pressure to pay a large deposit before materials are ordered.
A promise that your deductible will be waived. Read what to know before signing a roofing contract after a storm.
How insurance fits in
Whether hail repairs are covered depends on your policy and on your insurer's review of the claim. No roofer can promise approval. What GemSco does is inspect the roof, document the damage with photos and put the scope of work in a written estimate you can share with your insurer. Our roof insurance claims page and the guide on how a roof insurance deductible works explain the process.
If the damage turns out to be wide, the next step may be a roof replacement in Stafford rather than a repair.
Keep copies of everything: the photos, the estimate, your claim number and the names of the people you speak with. If the insurer's scope and the roofer's scope differ, those records make the conversation much easier. Our guide on what to do after a hailstorm damages your roof has a full checklist.
Frequently Asked Questions
How soon after a hailstorm should I have my roof checked?
As soon as it is safe. Many policies set a time limit for reporting damage, and a cracked shingle can start leaking in the next heavy rain. An early inspection also gives you photos close to the storm date. Check your policy for its specific deadline, since it varies by insurer.
Does every hailstorm in Stafford damage roofs?
No. Small hail often leaves no mark on a roof in good shape. Damage becomes more likely as stones reach about 1.75 inches, and Stafford has had 5 reports at or above that size within 10 miles from 2015 through 2024. Age matters too, because older shingles break more easily.
Will a hail repair match my existing shingles?
Sometimes. If the shingle line is still made, a close match is possible, although new shingles look brighter at first. If the line is discontinued, a repair may stand out. Your estimate should explain the options, and your insurer decides how it handles matching under your policy.
Can I see the damage myself from the ground?
Partly. Dented gutters, vents and downspouts are good clues. Shingle bruises usually cannot be seen from the ground, which is why a hands-on inspection matters. Learn more in how to identify hail damage on asphalt shingles.
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