Hail Damage on Hedwig Village Roofs: What to Check and What to Do
Hail damage is easy to miss from the ground. Here is what the local storm record shows, how damage looks up close, and how to handle the claim side.
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The hail record around Hedwig Village
NOAA's Storm Prediction Center logged 45 hail reports within 10 miles of Hedwig Village from 2015 through 2024. Twelve of those were 1.75 inches or larger, the size at which shingles, vents and gutters often take real damage. The largest stone measured 2.5 inches, on January 8, 2016.
Hail showed up in 4 of those 10 years: 2015, 2016, 2019 and 2023. Storms do not hit every spring, so owners can go years without thinking about the roof, then face a big event. A roof that went through the 2016 storms and was never checked may still carry damage today.
Hedwig Village homes are also older on average. Half were built before 1974 (U.S. Census Bureau, American Community Survey 2020-2024). An older roof, or one with shingles that have dried out in the heat, cracks more easily under the same size of hail than a newer one. That makes a close look after a big storm even more worthwhile here.
How hail damage looks up close
Bruises on shingles
Soft spots that feel like a bruised apple when pressed. The mat under the granules is cracked.
Missing granules
Dark round marks where granules were knocked loose. Granules also pile up at gutter outlets.
Dented metal
Vents, flashing, drip edge and gutters show round dents. They help confirm the size of the hail.
Cracked or split shingles
Large stones can split a shingle outright, especially on older, brittle roofs.
After a hailstorm
Take photos from the ground
Shoot dents on gutters, downspouts, cars and outdoor fixtures. Our list of photos to take after storm damage helps.
Note the date
Write down when the storm hit. Policies often have time limits for reporting.
Get an inspection
A roofer checks each slope, marks hits and documents them with photos.
Review your policy
Look at your deductible and whether the roof is paid at actual cash value or replacement cost.
Decide with the facts
With the photos and written estimate in hand, you choose whether to file a claim.
Other spots hail hits besides the shingles
Ridge caps, which take the full force of a stone and crack easily.
Roof vents and turbines, where dents are easy to see and measure.
Gutters and downspouts, which show the size and direction of the hail.
Window screens, wood fences and painted trim on the side facing the storm.
Skylight domes and the metal frames around them.
Outdoor AC units, whose fins flatten when hail strikes them.
Check the wind damage vs. hail damage guide if you are not sure which storm caused what.
Insurance: what to expect
Coverage depends on your policy and your insurer. Nobody can promise an approval. What GemSco does is inspect the roof, document the damage with photos and give you a written estimate. You and your insurer handle the claim from there. Read how a roof insurance deductible works and see our roof insurance claims page.
If the damage is limited, a repair may be enough. If hits run across the whole roof, a roof replacement in Hedwig Village may be the better path. Learn more about our hail damage roof repair work.
Frequently Asked Questions
Can hail damage a roof without causing a leak?
Yes. Hail often cracks the shingle mat under the granules. The shingle keeps shedding water for a while, then the crack opens with heat and rain and a leak appears months later. That delay is why an inspection after a large storm is worth doing even when the ceiling looks fine.
What size hail usually damages a roof?
Stones of 1.75 inches and up commonly damage asphalt shingles. Smaller hail can still harm older or worn roofs, and wind can drive it at an angle. The age and condition of the roof matter as much as the stone size.
Do impact-rated shingles stop hail damage?
They resist it better. Shingles rated UL 2218 Class 4 passed a test with steel balls dropped from set heights without cracking. Very large hail can still damage them, but they hold up better than standard shingles. Some insurers treat impact-rated roofs differently; ask yours.
How long do I have to report hail damage?
It depends on your policy. Many policies set a time limit for reporting storm damage. Check the language in your own policy or ask your agent, and do not wait until a leak appears to have the roof looked at.
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