Hail Damage Roof Repair in Houston
Houston gets less hail than Dallas or San Antonio, but it gets enough. When a storm drops stones on your street, the damage is often invisible from the ground.
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How often hail actually hits Houston
NOAA's Storm Prediction Center logged 40 hail reports within 10 miles of Houston from 2015 through 2024. Nine of those were 1.75 inches or larger, about golf ball size, and they fell in 2016, 2019, 2023 and 2024. The largest measured 2.5 inches on January 8, 2016.
That count is lower than in North Texas, and it is measured from one point in a very large city, so some areas see storms that others miss. The lesson is not to worry after every storm. It is to check the roof after the ones that leave dents on cars, gutters or AC units. Our hail damage roof repair page covers the service statewide.
What hail does to each part of a roof
Asphalt shingles
Soft bruises, cracks in the mat and spots where granules are knocked off. Those spots age fast in the sun. See how to identify hail damage on asphalt shingles.
Metal panels
Dents in panels and trim. Some are cosmetic; others crack the coating or open a seam.
Vents and flashing
Soft metal shows hail first. Dented vent caps are a good clue to what hit the shingles.
Gutters
Dents along the front edge and a pile of granules at the downspout outlet.
Tile and stone-coated
Chipped or cracked pieces that let water reach the underlayment.
After a hailstorm in Houston
Stay off the roof
Look from the ground and photograph dents on gutters, vents, cars and outdoor units.
Write down the date
Note the storm date and time. It ties the damage to a specific event.
Get an inspection
We check every slope and photograph hits, bruises and granule loss.
Decide on a claim
With photos and a written estimate in hand, you decide whether to contact your insurer. See roof insurance claims.
Repair or replace
Scattered hits can often be repaired. Damage across several slopes usually means a new roof.
Insurance, explained without promises
Whether a hail repair is covered depends on your policy and on your insurer's decision. What usually matters: your deductible, whether the policy pays actual cash value or replacement cost value, and how well the damage is documented. GemSco inspects, documents the damage with photos and gives you a written estimate. The claim itself is yours to file.
Many policies set time limits for reporting storm damage, so read yours instead of waiting for a leak. Our guide on what to do after a hailstorm damages your roof walks through the first days after a storm.
If the hail means a new roof
Ask about UL 2218 Class 4 impact-rated shingles from Owens Corning or GAF.
Some insurers discount premiums for Class 4 roofs. Ask your agent before choosing.
Replace dented vents and flashing with the roof, not later.
Half of the homes in Houston were built before 1982, so many roofs that take hail are already old. Weigh that in the repair-or-replace call, and see our Houston roofing page for the local picture.
Frequently Asked Questions
Can hail damage a roof without causing a leak?
Yes, and that is the common case. Hail can crack the shingle mat or knock off granules without opening a hole. The roof stays dry for months, then the exposed spots break down in the sun and start leaking. That is why an inspection after a real hailstorm matters even when the ceiling looks fine.
What size hail should make me call for an inspection?
There is no single cutoff. Stones of 1.75 inches and larger can damage most standard shingles, while smaller hail can still hurt an older or worn roof. A better signal is what you see on the ground: dents on gutters, vents, cars or AC fins mean the roof deserves a closer look.
Will my insurance cover hail damage in Houston?
It depends on your policy and on your insurer's decision, so no contractor can promise it. Coverage usually turns on the deductible, the type of policy and the evidence. GemSco inspects the roof, documents damage with photos and gives you a written estimate to use in your conversation with the insurer.
Do I need to replace the whole roof after hail?
Not always. A few scattered hits on a younger roof can often be repaired. When damage covers several slopes, or the shingles are already brittle with age, a repair rarely blends in or holds well. The inspection photos show how far the damage spreads, and the estimate lays out both options when both make sense.
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GemSco Roofing & Solar serves Houston, DFW, Austin, San Antonio and surrounding areas. We’re family owned and fully licensed and insured.