After the Hail: Roof Damage Repair in Mesquite
Mesquite does not see hail every year, but when it comes, it can be large. Older roofs take those hits harder. Here is what to do next.
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The hail record around Mesquite
NOAA's Storm Prediction Center logged 49 hail reports within 10 miles of Mesquite from 2015 through 2024. Nine of those reports were 1.75 inches or larger. The largest stone measured 4.0 inches, on April 11, 2016, and large hail was reported in 2016, 2017, 2018, 2019 and 2023.
Fewer storms than some nearby areas does not mean less risk for a given home. One storm with stones that size can damage every slope at once. And half of the homes in Mesquite were built before 1983 (U.S. Census Bureau, American Community Survey 2020-2024). Shingles that are already brittle from age crack more easily than new ones.
Signs of hail you can see from the ground
Round dents on gutters, downspouts and metal vent caps.
Dings on the AC unit fins or on a mailbox.
Granules washed out of downspouts onto the driveway.
Broken window screens or chipped paint on the side facing the storm.
Shingle pieces in the yard after the storm.
What hail does to an aging shingle roof
Fractures
Brittle shingles crack through instead of just bruising. Water can get in quickly.
Granule loss
Bare spots let the sun break down the asphalt faster. See how to identify hail damage on asphalt shingles.
Split seals
Older seal strips break when struck, and the next wind can lift the tabs.
Dented flashing
Bent metal at walls and vents can open a gap that leaks for months.
Wind, hail and the age of the roof
Hailstorms rarely come alone. Strong gusts often arrive with them and can lift or crease shingles on the same day. Wind damage looks different from hail hits, and an adjuster will want to tell them apart. Our post on wind damage vs. hail damage explains how.
On an older roof, wear from age and damage from a storm sit side by side. Insurers usually treat the two differently. That is one more reason to document the roof after each large storm, so there is a dated record of what was new. If water is already coming in, call for emergency roof repair to cover the opening first, then deal with the claim.
Handling the claim step by step
Document right away
Take dated photos of dents, the yard and any interior stains. Our list of photos to take after roof storm damage helps.
Get a roofer's inspection
GemSco inspects each slope, photographs the damage and gives a written estimate.
Read your policy
Check your deductible and how the roof is valued. See how a roof insurance deductible works.
File with your insurer
Coverage is decided by your insurer under your policy. A roofer cannot promise approval.
Review the decision
If the result looks short, you can ask for a review. Read what to do when your roof insurance claim is underpaid.
Storm help in Mesquite
After a big storm, many crews knock on doors across Dallas County and Kaufman County. Take your time, ask for proof of license and insurance, and get the scope in writing. GemSco is family owned, fully licensed and insured, with 20+ years of storm work. Estimates are free. Learn about our hail damage roof repair service, our roof insurance claims process, or see our work in Mesquite.
Frequently Asked Questions
Does a small hailstorm damage a roof?
Small hail rarely breaks a newer shingle, but it can knock granules loose and crack brittle shingles on an older roof. Size, wind and the age of the roof all matter. If you heard hail and see dents on soft metal, an inspection is a good idea.
What if my roof had damage before the storm?
Insurers often look at whether damage is new or old. Wear from age is usually treated differently from storm damage. Dated photos and a clear inspection report help separate the two. The final decision belongs to your insurer under your policy.
Should I share a roofer's photos with the adjuster?
Many homeowners find it useful, because the photos point to each damaged area the adjuster should see. You are still the one who deals with your insurer. GemSco inspects, documents the damage with photos and gives you a written estimate to share.
Can I fix only the side of the roof that faced the storm?
If the damage is limited to one area, a partial repair may work. If several slopes took hits, a full replacement is often the better recommendation. An inspection with photos shows which slopes were damaged, and your insurer decides what the policy covers.
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