Hail Damage in Forney: From the Storm to a Sound Roof
Forney has had some of the largest hail in the area. Knowing what to look for, and what to do first, keeps a storm from turning into a long leak.
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Signs of hail damage you can check from the ground
Dents on gutters, downspouts, window wraps and the AC unit.
Piles of dark granules at the bottom of downspouts.
Broken or missing pieces of shingle in the yard.
Cracked skylights or split vent caps.
Chipped paint on siding or fences facing the storm. Our guide on what to do after a hailstorm damages your roof covers the rest.
The Forney hail record
NOAA's Storm Prediction Center logged 47 hail reports within 10 miles of Forney from 2015 through 2024. Of those, 13 were 1.75 inches or larger. Large hail came in 2016, 2017, 2019, 2022 and 2023, so in 5 of the 10 years.
The largest report was 4 inches, on April 11, 2016. Hail that size can break shingles outright, crack the decking under them and shatter skylights. Forney is in Kaufman County, and a storm report within 10 miles does not mean every roof was hit. Hail falls in bands, so two streets can see very different damage.
Because many Forney homes were built around 2010, a lot of roofs in town have now been through several of these storm years. A roof can survive one big storm with minor damage and then lose its protection after the next one. Keeping photos from each inspection helps show what changed and when.
Check your attic too. A flashlight sweep for damp spots or daylight after a storm takes a few minutes and can catch a problem early.
How hail affects different roof materials
Asphalt shingles
Bruises, cracked mats and missing granules. Learn how to identify hail damage on asphalt shingles.
Metal roofs
Dents may be cosmetic or may open seams. It depends on the panel and the hit.
Tile
Cracked or broken tiles let water reach the underlayment below.
Skylights and vents
Plastic and thin metal parts break first and are easy to overlook.
What to do, in order
Check safely
Look from the ground. Do not climb a wet or damaged roof.
Photograph
Take dated pictures of the roof, gutters and any hail. See photos to take after roof storm damage.
Get an inspection
GemSco inspects, documents the damage with photos and gives you a written estimate.
Insurance without surprises
Whether a claim is paid depends on your policy and your insurance company. Deductibles, exclusions and how the policy values the roof all play a part. See how a roof insurance deductible works and our roof insurance claims page.
Our role is to document: photos, measurements and a written scope. If a claim is turned down, read common reasons roof insurance claims are rejected. For repair details, visit hail damage roof repair and our Forney roofing page.
If the damage is large and the roof is replaced, it is a good moment to ask about Class 4 shingles tested to UL 2218. They are built to resist impact better than standard shingles, which matters in a place with 4-inch hail on the record.
Frequently Asked Questions
Can hail damage a roof that is only a few years old?
Yes. Age makes shingles more brittle, but large hail can damage a new roof too. Stones of 1.75 inches or more were reported 13 times within 10 miles of Forney from 2015 through 2024. The size and angle of the hit matter more than the age of the roof.
What if I do not see any damage from the ground?
Many hits are only visible up close. A bruise on a shingle can look like nothing from the yard. If your gutters, vents or AC unit show dents, the roof likely took hits too. An inspection with photos settles it either way, and you have a record of the roof after the storm.
Will filing a claim raise my premium?
That depends on your insurer and your policy, and we cannot predict it. Your agent can explain how a weather claim is treated. Having an inspection and photos first helps you decide whether the damage is large enough to be worth filing.
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