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Hail Damage in Tyler: A Steady Threat and How to Respond

Tyler sees large hail more often than many owners realize. Here is what the records show, what to look for after a storm and how repairs and claims usually unfold.

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Tyler's hail record from 2015 through 2024

NOAA's Storm Prediction Center logged 67 hail reports within 10 miles of Tyler from 2015 through 2024. Eighteen of them were 1.75 inches or larger. The largest stone, 2.75 inches, was reported on June 13, 2023.

What stands out is how often it happens. Hail of 1.75 inches or more was reported in 2015, 2016, 2017, 2018, 2020, 2023 and 2024, which is 7 of the 10 years. For a roof that lasts many years, that means several large-hail seasons over its life, not one. Damage from one storm can also stack on top of damage from an earlier one that was never repaired.

Hail is also local. A storm can drop large stones on one side of town and leave another side untouched, so a neighbor's clean roof does not mean yours is fine. The only way to know is to look at your own roof after each storm that passes over.

The first week after a hailstorm

1

Stay safe

Do not climb a wet roof. Look from the ground and from the attic.

2

Photograph what you can see

Dented gutters, vents, AC units, fences and cars all help show the size of the hail. Our list of photos to take after storm damage helps.

3

Stop any leaks

If water is coming in, call for emergency roof repair to cover the opening.

4

Get an inspection

A roof inspection in Tyler records the hits on each slope with photos.

5

Talk to your insurer

If you decide to file, your insurance company sends its own adjuster and decides what the policy covers.

6

Watch for scammers

After big storms, crews from out of town go door to door. Read what to check before signing a contract after a storm.

What hail does to each roof type

Asphalt shingles

Granule loss, dark circular marks and cracks in the mat that let water in later. Read how to identify hail damage on asphalt shingles.

Wood shake

Fresh splits with sharp edges and light-colored wood where the hit landed.

Metal and stone-coated

Dents, chipped coating and bent trim. Some dents are cosmetic, others weaken seams.

Tile

Cracked or broken tiles that can slide and expose the underlayment.

Repair, replace and the insurance question

Light, scattered hits on a newer roof can often be repaired. Widespread bruising, or hail on top of older and brittle shingles, often points to replacement. Half of the homes in Tyler were built before 1978 (U.S. Census Bureau, American Community Survey 2020-2024), and older roofs on those homes tend to take hail worse. If replacement is on the table, see roof replacement in Tyler.

On the insurance side, results depend on your policy and your insurer. Deductibles, cosmetic damage exclusions and whether the roof is valued at actual cash value or replacement cost all shape the outcome. GemSco inspects, documents with photos and provides a written estimate. Our roof insurance claims page and the guide on what to do after a hailstorm damages your roof go deeper. See GemSco in Tyler.

If the inspection finds light damage, a targeted roof repair in Tyler may be all you need.

Frequently Asked Questions

Can hail damage a roof without causing a leak?

Yes, and it is common. Hail can crack the shingle mat or knock off the granules that protect it from sun. The roof keeps shedding water for a while, then starts to leak months later. That delay is why an inspection after a large-hail storm matters even if the ceiling is dry.

What if an older hail storm already damaged my roof?

Many policies have time limits for reporting damage, so older damage can be harder to claim. That is a question for your insurance company. For the roof itself, the fix is the same: an inspection identifies the damage and a written estimate lays out repair or replacement.

Do gutters and siding count as hail damage too?

They are often part of the same storm record. Dented gutters, downspouts, vents and siding can show the size and direction of the hail. Photograph them before any repair, and see gutter installation in Tyler if they need to be replaced.

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GemSco Roofing & Solar serves Houston, DFW, Austin, San Antonio and surrounding areas. We’re family owned and fully licensed and insured.

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