Hail Damage on Pflugerville Roofs: A Practical Guide
Pflugerville has had large hail nearby in each of the last four years in the record. This guide covers what to do after the next one.
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The first days after a hailstorm
Check for active leaks
Look at ceilings and the attic. If water is coming in, get a tarp on it first through emergency roof repair.
Photograph the yard
Dents on gutters, vents, AC fins, cars and fences show hail size. Our guide on photos to take after roof storm damage helps.
Note the date and time
Write down when the storm hit. It matters for any claim.
Book a roof inspection
A roofer checks every slope and documents each hit with photos.
Talk to your insurer
With the photos and a written estimate, you decide whether to file.
Four straight years of large hail
NOAA's Storm Prediction Center logged 86 hail reports within 10 miles of Pflugerville from 2015 through 2024. Of those, 32 measured 1.75 inches or more. Large hail fell nearby in 2021, 2022, 2023 and 2024, and the biggest stone, 4 inches, came down on September 24, 2023.
Repeat storms change how you should think about damage. A roof that took a light hit in 2021 and a harder one in 2023 may have overlapping damage, and some of it may never have been documented. Pflugerville spans parts of Travis County and Williamson County, but hail does not follow county lines, so homes across the city share the same risk.
Older roofs suffer more. Half of the homes in Pflugerville were built before 2004 (U.S. Census Bureau, American Community Survey 2020-2024). A roof about 22 years old is drier and more brittle than a new one, so the same stone can crack it more easily.
What hail damage looks like up close
Granule loss
Dark round spots where the protective grit was knocked off.
Bruising
A soft spot under the surface where the mat is broken.
Cracks
Splits that run through the shingle, often near the edges.
Metal dents
Dings on vents, flashing, drip edge and gutters.
Torn seal strips
Wind that rides with hail can break the bond under shingle tabs, leaving them loose for the next storm.
Split pipe boots
Rubber collars around vent pipes can tear under impact and start a slow leak.
Insurance facts to keep in mind
Your insurer decides coverage based on your policy, not on the roofer's estimate.
Know your deductible and whether your roof is paid at replacement cost or actual cash value.
Many policies set time limits for reporting storm damage.
Keep copies of every photo, report and letter.
If a claim is denied, read what to do if your roof insurance claim is denied.
How GemSco helps
We inspect the roof, document the damage with photos and give you a written estimate for repair or replacement. If the roof needs to be replaced, you can choose impact-rated shingles tested to UL 2218 Class 4. GemSco is family owned, fully licensed and insured, with 20+ years in Texas roofing.
See our roof insurance claims page for how we document damage, our hail damage roof repair service, or roof replacement in Pflugerville if the damage is widespread.
Frequently Asked Questions
How do I know if hail actually damaged my roof?
Look for clues on the ground first: dents on gutters, vents and outdoor equipment usually mean the roof was hit too. The roof itself needs a close inspection, because bruises and small cracks are hard to see from below. Photos from a roof inspection give you a clear answer.
My roof was hit in more than one year. Does that matter?
It can. Damage from different storms may be handled as separate events under your policy, and older damage may be harder to document. That is why inspecting after each storm and keeping dated photos matters so much in a city that has seen large hail several years in a row.
Can GemSco promise my claim will be approved?
No contractor can promise that. Coverage depends on your policy and the insurer's own review. What GemSco does is inspect the roof, document the damage with photos and give you a written estimate, so you have clear information when you talk to your insurance company.
Should I fix hail damage if I am not filing a claim?
Yes, if the damage is real. Cracked or bruised shingles let water in over time, and leaks lead to wet decking and insulation. Even without a claim, repairing the damaged spots or planning a replacement protects the house from bigger problems.
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