Hail and Storm Damage on Cedar Park Roofs
Cedar Park sits in one of the busier hail areas around Austin. What you do in the first days after a storm decides how clean the repair and the claim go.
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What the storm record shows
81 reports
NOAA's Storm Prediction Center logged 81 hail reports within 10 miles of Cedar Park from 2015 through 2024.
24 large ones
Of those, 24 were 1.75 inches or bigger. That is the size where shingle mats start to fracture.
4 inches
The biggest stone on record nearby fell on September 24, 2023.
Two heavy years
Large hail was recorded near the city in 2021 and 2023, so roofs that went through both may carry damage from each.
Why hail damage is easy to miss
Hail rarely leaves a hole. It knocks off granules and cracks the fiberglass mat under them. The shingle keeps shedding water for a while, then the sun bakes the exposed spot and it breaks down faster than the rest. A leak can show up a year later, long after anyone connects it to the storm.
Wind often comes with the same cell and lifts shingle tabs. Our article on wind damage vs. hail damage shows how to tell them apart.
Roof age changes the picture too. A newer shingle has flexible asphalt and a full coat of granules, so it shrugs off smaller stones. An older one is drier and more brittle, and the same stone can crack it clean through. In Cedar Park, where half of the homes were built before 2005 (U.S. Census Bureau, American Community Survey 2020-2024), many roofs are now at the age where a storm that once left no mark can do real harm. That is why two neighbors can get very different results from the same hail.
After the storm passes
Walk the ground
Look for dents on gutters, downspouts, AC fins and mailboxes. They show the size and direction of the hail.
Photograph everything
Date stamped photos of dents, granules in gutters and any interior stains. See our list of photos to take after roof storm damage.
Book an inspection
A roofer checks every slope for bruises, cracked shingles and damaged flashing, and documents it with photos.
Read your policy
Check your deductible and whether the roof is covered at replacement cost or actual cash value.
Decide on the claim
With the inspection in hand, you choose whether to file. The insurer decides what is covered.
Insurance points to keep straight
Coverage depends on your policy and your insurer, not on the roofer.
Your deductible is yours to pay; be careful with anyone who offers to waive it.
Share your roofer's photos and written estimate with the adjuster.
Keep copies of every photo, estimate and letter.
Our roof insurance claims page explains how we document damage for you.
How GemSco handles hail work in Cedar Park
We inspect, document with photos and give you a written estimate for the repair or the replacement. If the roof needs to come off, we can rebuild with impact-rated shingles tested to UL 2218 Class 4 if you choose. GemSco is family owned, fully licensed and insured, with 20+ years in Texas roofing.
Read more about our hail damage roof repair service, or see whether a roof replacement in Cedar Park makes more sense for an older roof.
Frequently Asked Questions
How soon after a hailstorm should I get my roof checked?
As soon as you can after the storm clears. Fresh marks are easier to document, and many policies have time limits for reporting damage. Even if nothing leaks, a quick inspection with photos gives you a record in case problems show up months later.
Does a 4 inch hailstone always ruin a roof?
Hail that size often causes serious damage, but results vary by roof age, material, slope and angle of impact. Some homes a few streets apart can see very different damage. The only way to know is to inspect each slope and photograph what is there.
Will my insurance pay for a new roof after hail?
That depends on your policy, your deductible and the insurer's own inspection. No contractor can promise approval. What GemSco can do is inspect, document the damage with photos and give you a written estimate to support the conversation with your insurance company.
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