
Hail Damage Roof Repair in Midlothian, TX
The June 12, 2023 storm put 4.0 inch hail on the record near Midlothian. If your roof has not been checked since, here is where to start.
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The Midlothian hail record at a glance
90 hail reports within 10 miles of Midlothian from 2015 through 2024 (NOAA's Storm Prediction Center).
19 of those reports were 1.75 inches or larger.
The largest stone measured 4.0 inches, on June 12, 2023.
Large hail was reported in 2015, 2017, 2021, 2023 and 2024, so 5 of the 10 years.
Midlothian is in Ellis County, part of the Dallas-Fort Worth metro area.
Why recent storms matter most
Two of the five large-hail years in the record are among the most recent: 2023 and 2024. Damage from those storms may still be on many roofs, unrepaired, because it has not leaked yet. Bruised shingles lose granules over time, and the asphalt under them breaks down in the sun until water finds a way in.
Timing also affects insurance. Policies set their own deadlines for reporting a claim, and it is harder to tie damage to a specific storm as time goes by. If you think your roof took hail in either of those years, an inspection now gives you a dated record. Half of the homes in Midlothian were built before 2007 (U.S. Census Bureau, American Community Survey 2020-2024), so many of those roofs were already near mid-life when the storms hit.
Hail also travels with strong wind, and gusts can lift or crease shingles in the same storm. Wind and hail damage look different, and an adjuster will try to tell them apart. Our guide on wind damage vs. hail damage explains the signs. If water is already coming in, start with emergency roof repair and deal with the claim once the house is protected.
What to do after hail
Check from the ground
Dents on gutters, vents, AC fins and cars tell you how big the hail was. See what to do after a hailstorm damages your roof.
Take dated photos
Outside and inside, before anything is cleaned up or fixed.
Get a roof inspection
GemSco checks each slope, marks and photographs hits and gives a written estimate.
Contact your insurer
Coverage depends on your policy and the insurer's decision. No roofer can promise approval.
Know the terms in your policy
Deductible
The share you pay. It is yours to pay, and no roofer should offer to cover it.
Actual cash value
Pays the depreciated value of the roof. See actual cash value vs. replacement cost.
Replacement cost
Pays to replace with similar materials, often in more than one payment.
Denials
If a claim is denied, you can ask for a review. Read common reasons roof insurance claims are rejected.
Storm repairs with GemSco
GemSco is family owned, fully licensed and insured, with 20+ years of storm work in DFW. We repair and replace asphalt shingle, metal, stone-coated, tile and flat roofs. For homes that see large hail, we can walk you through Class 4 shingles tested under UL 2218. Estimates are free. Learn more about our hail damage roof repair service or call (844) 980-5506.
Frequently Asked Questions
My roof looks fine after the 2023 storm. Should I still check it?
Yes, if hail hit your area. Hail bruises are hard to see from the ground and often leak months later. An inspection with photos tells you whether damage is there and gives you a dated record, which matters if you decide to talk to your insurer.
Can a roof be damaged by hail more than once?
Yes. Each storm can add new hits, and shingles already weakened by an earlier storm crack more easily. That is why it helps to inspect after every large hail event and keep the reports, so you know what happened when.
How do I spot a storm-chasing contractor?
Be careful with anyone who pressures you to sign on the spot, offers to cover your deductible or cannot show proof of license and insurance. Take your time, get written estimates and read every page before signing.
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