After the Hail: Roof Damage in Duncanville

NOAA's Storm Prediction Center logged 69 hail reports within 10 miles of Duncanville from 2015 through 2024. Of those, 13 measured 1.75 inches or more, about golf ball size. Large hail fell in 2017, 2021, 2023 and 2024.

The largest stone in the record was 4 inches, reported on June 12, 2023. That is big enough to crack shingles, punch holes in skylights and dent almost any metal on the roof. A report within 10 miles does not mean your own street was hit, but it does mean the area has seen serious hail more than once in recent years.

Age adds risk. Half of the homes in Duncanville were built before 1978 (U.S. Census Bureau, American Community Survey 2020-2024). Older shingles lose flexibility, so a hailstone that bounces off a new roof can fracture a worn one.

Wind usually rides along with the hail. Gusts can crease or lift shingles and break the seal strip that holds them flat, and that damage looks different from a hail strike. Our guide on wind damage vs. hail damage shows how to tell them apart, which matters when you describe the damage to your insurer.

Coverage depends on your policy and on your insurance company. Your deductible, any special hail or wind deductible and whether you have actual cash value or replacement cost coverage all affect the outcome. Our guide on actual cash value vs. replacement cost explains the difference, and our roof insurance claims page covers the process.

GemSco does not decide claims. We give you photos, measurements and a written scope that you and the adjuster can review. If the claim is denied or the payment seems low, read common reasons roof insurance claims are rejected. Learn more about our hail damage roof repair or roofing in Duncanville.