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Hail Damage in Jacinto City: Reading the Roof After a Storm

Large hail has hit near Jacinto City three times in recent years. Here is what the record shows, how damage looks on an older roof and how to handle the next steps.

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Hail sizes and what they do

Under 1 inch

Usually loosens granules and dents soft metal. Older, brittle shingles can still crack.

1.75 inches

About golf ball size. Can bruise or fracture shingles, crack ridge caps and dent gutters.

2 inches

About hen egg size. The largest stone reported near Jacinto City in the period. It can break shingles through and damage vents and skylights.

The Jacinto City record

NOAA's Storm Prediction Center logged 26 hail reports within 10 miles of Jacinto City from 2015 through 2024. Seven of them were 1.75 inches or larger. Those large-hail reports came in 2019, 2023 and 2024, which means 3 of the 10 years brought hail big enough to damage a roof. The largest, 2 inches, was recorded on May 9, 2019.

The age of the homes makes those numbers matter more. Half of the houses in Jacinto City were built before 1960 (U.S. Census Bureau, American Community Survey 2020-2024). Older roofs, especially those with worn shingles, crack more easily under impact. A roof that would have shrugged off a storm when new may come through the same storm with broken shingles today.

Hail reports are tied to where a storm was observed, not to each street. Two houses a few blocks apart can come through the same storm very differently. The record tells you how often damaging hail reaches the area. Only a look at your own roof tells you whether it reached you.

What to check from the ground

Dents on gutters, downspouts and the AC condenser.

Torn window screens or chipped paint on siding and trim.

Granules collecting at downspout outlets.

Shingle pieces in the yard.

Dents on vent caps you can see from the street.

Our guide on how to identify hail damage on asphalt shingles shows the rooftop signs.

Handling a claim the careful way

1

Document right away

Take dated photos of the house and any hail on the ground. See photos to take after roof storm damage.

2

Cover openings

If a shingle is missing or a vent is broken, a temporary cover keeps water out. Keep the receipts.

3

Have the roof inspected

GemSco inspects the roof, documents damage with photos and gives you a written estimate.

4

Check your policy

Look at your deductible and whether the policy pays replacement cost or actual cash value.

5

Decide and file

With your evidence in hand, you decide whether to file. Coverage depends on the policy and on the insurer.

Repair or replace after hail

Hail rarely damages only the shingles. Ridge caps, pipe boots, attic vents, skylights and flashing can all take hits, and so can the gutters and the AC unit. A complete estimate lists each of those items, so nothing is left out of the repair or the record you keep.

Light, scattered damage can often be repaired. Widespread breaks across several slopes usually point to replacement. Before signing anything after a storm, read before signing a roofing contract after a storm. If the damage is limited, see roof repair in Jacinto City. GemSco is fully licensed and insured, with free estimates. Learn more about our hail damage roof repair service.

Frequently Asked Questions

How do I know if hail was big enough to damage my roof?

Look at softer metal around the house. Dents on gutters, vent caps and the AC unit give a rough idea of hail size. If those show clear dents, the shingles likely took hits too. A roof inspection with photos is the only way to know how serious the damage is.

Was there large hail near Jacinto City in 2024?

Yes. NOAA's Storm Prediction Center shows reports of hail 1.75 inches or larger within 10 miles of Jacinto City in 2024, as well as in 2019 and 2023. If your roof has not been checked since then, it is worth a look. Damage does not always leak right away.

Should I let the first contractor who knocks fix my roof?

Take your time. After storms, many crews go door to door. Check that any contractor is licensed and insured, get a written estimate with a clear scope and compare it with others. Never sign over insurance payments before you understand the contract.

Does an old roof get less from insurance after hail?

It can, depending on the policy. Some policies pay actual cash value, which takes the age of the roof into account. Others pay replacement cost. Read actual cash value vs. replacement cost and check your own policy before filing.

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