New Roofs for Georgetown Homes: Timing, Materials, Process
A home built in the last twenty years can still need a new roof early. In Georgetown, the reason is usually hail, not age. Here is how to plan it.
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From first call to final nail
Full inspection
Every slope, the attic and the gutters, documented with photos.
Written scope
Materials, layers, flashing, vents and any decking work, listed clearly.
Material choice
Shingle line, color and style chosen with samples in hand. Our post on how to choose shingle color can help.
Tear-off and deck check
The old roof comes off and soft boards are replaced.
Install
Underlayment, drip edge, flashing, vents, then the roof covering.
Final review
Nail sweep, cleanup and a walk-around with you.
Why Georgetown roofs get replaced earlier than expected
Half of the homes in Georgetown were built before 2008 (U.S. Census Bureau, American Community Survey 2020-2024), so a typical first roof here is about 18 years old. On age alone, many of those roofs would have years left.
Hail changes the math. NOAA's Storm Prediction Center logged 20 hail reports of 1.75 inches or larger within 10 miles of Georgetown from 2015 through 2024, spread over four separate years. The biggest stone measured 4 inches, on September 24, 2023. A roof hit hard more than once can lose its granule layer and crack across slopes long before it would wear out on its own.
About 69 percent of homes in Georgetown are owner occupied. For those owners, choosing the right material now shapes how the house handles the next storm.
Materials worth comparing
Impact-rated shingles
Tested to UL 2218 Class 4. They resist impact better, though no roof is hail proof.
Standard architectural shingles
A common, cost-conscious choice with a wide range of colors.
Metal roofing
Strong in wind and long lasting; large hail can leave dents on some profiles. See asphalt shingles vs. metal roofing in Texas.
Stone-coated steel
The look of shake or tile on a steel base.
Before you sign a contract
Get the shingle brand and line in writing, not just a color.
Ask whether decking repair is included or priced per sheet.
Confirm new flashing and vents are part of the job.
Make sure the company is licensed and insured.
If the work follows a storm, read before signing a roofing contract after a storm.
Ask how the yard and driveway will be protected.
Paying for the project
When hail is involved, a claim may help, but coverage depends on your policy and your insurer. GemSco inspects, documents with photos and provides a written estimate. Outside of insurance, roof financing is available, and discounts are offered for military, first responders and seniors.
Plan the timing with the weather in mind. Spring storm season can fill schedules fast, and a roof that is already leaking does not wait. If your inspection shows the roof can hold through a few more months, booking ahead gives you more choice of materials and dates. Our post on what to include in a roof replacement estimate helps you compare offers fairly.
GemSco is family owned and an elite contractor for Owens Corning and GAF. Learn more about our roof replacement service, or read about hail damage roof repair in Georgetown.
Frequently Asked Questions
Can an 18-year-old roof need full replacement?
Yes, especially after repeated hail. Age matters, but impact damage across many slopes can shorten a roof's life well before it wears out from sun and rain alone. An inspection with photos of each side tells you whether repairs still make sense or whether it is time to replace.
How long does a roof replacement take?
Most homes are done in a short window once materials arrive, but weather, roof size, steepness and decking repairs all change the schedule. Ask for an estimated timeline in writing and plan for rain delays. Our blog on how long a roof replacement takes in Texas has more detail.
Is a Class 4 shingle worth it in Georgetown?
Many owners here consider it because of the four large-hail years in the record. Class 4 shingles are tested to resist impact better than standard ones. Ask your insurance agent whether your company treats them differently, since that depends on the insurer and the policy.
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GemSco Roofing & Solar serves Houston, DFW, Austin, San Antonio and surrounding areas. We’re family owned and fully licensed and insured.