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20+ yearsOf experience
FinancingIs also available
DiscountsMilitary, first responders and seniors
Family ownedFully licensed and insured
Houston · DFWAustin · San Antonio

Newer Georgetown homes, repeated hail seasons

2008

Half of the homes in Georgetown were built before this year

58

Hail reports within 10 miles, 2015–2024 · largest 4"

69%

Of occupied homes are lived in by their owners

Georgetown's housing is relatively young. Half of the homes in Georgetown were built before 2008, according to the U.S. Census Bureau's American Community Survey 2020-2024, so many roofs are still on their original shingles at about 18 years old. That is good news, but a young roof is not a storm-proof roof. Shingle warranties usually cover defects in the material, not damage from hail or wind, so storm damage is a separate question from the warranty.

And storms here keep coming back. NOAA's Storm Prediction Center logged 58 hail reports within 10 miles of Georgetown from 2015 through 2024. Twenty of them were 1.75 inches or larger, and hail that size showed up in four different years: 2019, 2020, 2021 and 2023. The largest stone measured 4.0 inches on September 24, 2023. When large hail returns that often, damage from one season can go unnoticed until the next storm turns it into a leak.

Georgetown is in Williamson County, and about 69 percent of its homes are owner occupied. GemSco is family owned, licensed and insured, and an elite contractor for Owens Corning and GAF. After a storm we inspect the roof, photograph what we find and give you a free estimate. Whether a claim is covered depends on your policy and your insurer, but clear documentation helps you have that conversation.

Sources: U.S. Census Bureau, American Community Survey 2020–2024 (5-year); NOAA Storm Prediction Center hail reports, 2015–2024.

Roofing Questions in Georgetown

My Georgetown home is less than 20 years old. Can the roof still need work?

Yes. Age is only one factor. Large hail can crack or bruise shingles of any age, and wind can lift tabs and break the seal strips that hold them down. A roof that looks fine from the street may still have damage that lets water in over time. An inspection after each major storm keeps a young roof on track to reach its full life.

Does my shingle warranty cover hail damage?

Usually not. Manufacturer warranties generally cover defects in the shingles themselves, while hail and wind damage fall under your homeowners insurance, depending on your policy. Keep your installation paperwork and the product name, because the warranty still matters for issues the manufacturer does cover. We can help you sort out which situation applies to your roof.

How soon after a storm should I have my roof checked?

As soon as it is safe and practical. Many policies set deadlines for reporting damage, and small cracks grow once rain gets underneath. Take dated photos of dents in gutters, vents and outdoor equipment right after the storm. Then have a roofer document the roof itself so you know what you are dealing with before talking to your insurer.

We’re Here to Help!

GemSco Roofing & Solar serves Houston, DFW, Austin, San Antonio and surrounding areas. We’re family owned and fully licensed and insured.

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