Hail and Storm Damage on Royse City Roofs
After a storm, the damage you cannot see from the yard is the damage that leaks later. Here is what to do in the first days and weeks.
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Royse City hail at a glance
45 reports
NOAA's Storm Prediction Center logged 45 hail reports within 10 miles of Royse City from 2015 through 2024.
15 large-hail reports
Of those, 15 were 1.75 inches or larger, big enough to crack shingles and dent metal.
3-inch maximum
The largest stone in the record measured 3 inches, on April 11, 2016.
6 of 10 years
Hail was reported in 2016, 2017, 2018, 2021, 2022 and 2023.
What hail does to a roof
Hail does not always punch holes. More often it bruises the shingle, knocks off granules and cracks the fiberglass mat underneath. The roof can look fine from the street and stay dry for months. Then sun and rain work on the damaged spots until water gets through. Our guide on wind damage vs. hail damage explains how to tell the two apart.
Look for clues on the ground too: dents on gutters, downspouts and AC fins, and piles of granules at the downspout outlets. Those marks help show the storm reached your house.
Soft metals on the roof tell part of the story. Hail leaves clear round dents on vent caps, flashing and ridge vents, and those marks show the size of the stones that fell on your house, not just in the area. An inspector uses them, along with the shingles, to decide whether damage is cosmetic or functional.
After a storm hits Royse City
Stay safe
Do not climb a wet or damaged roof. Look from the ground and from the attic.
Take photos
Shoot the roof from the yard, dented metal, hail on the ground and any ceiling stains. See photos to take after roof storm damage.
Get an inspection
A roofer documents the damage slope by slope with photos and gives a written estimate.
Talk to your insurer
Read your policy and file within its time limits if the damage warrants it.
Hail damage that is easy to miss
Cracked shingles on back slopes you cannot see from the street.
Bruises that feel soft when pressed but show no hole.
Split seals around pipe boots and vent flashing.
Dented ridge vents that no longer shed water cleanly.
Granule loss that shows up later as dark, shiny patches.
Damage to the decking edge where gutters were knocked loose.
Small splits in the sealant around a satellite dish mount.
Insurance, without the promises
Whether a claim is paid depends on your policy, your deductible and the decision of your insurance company. No roofer can promise approval. What GemSco does is inspect, document the damage with photos and give you a written estimate you can share with your adjuster. Read how a roof insurance deductible works and visit our roof insurance claims page. For the full service, see hail damage roof repair.
Keep a simple storm file: the date, your photos, the inspection report and every call or email with your insurance company. If the claim is reviewed again or you need to appeal a denied roof claim, that record is what you will rely on.
Frequently Asked Questions
How soon after a hailstorm should I have my roof checked?
As soon as it is safe. Early photos and an early inspection make it easier to tie damage to a specific storm, and most policies set time limits for reporting. Waiting also gives cracked shingles time to start leaking into the decking.
Can small hail damage a roof?
Smaller stones can still knock granules loose, especially on older shingles, but the larger stones are the ones most likely to crack the mat. In Royse City, 15 of the 45 reports in the NOAA record were 1.75 inches or larger, so a check after any notable storm is reasonable.
What should I do if a contractor knocks on my door after a storm?
Take your time. Ask for proof of license and insurance, a local phone number and a written estimate. Read before signing a roofing contract after a storm and never sign anything that hands over your claim before you understand it.
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