McKinney Roof Repair: Young Homes, Hard Hail
Most McKinney roofs are not old. The weather is what wears them down. Here is how to tell a quick fix from a bigger problem.
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Why a newer McKinney roof still needs repairs
Half of the homes in McKinney were built before 2007 (U.S. Census Bureau, American Community Survey 2020-2024). That makes the typical house about 19 years old. Many still have their first roof, and age alone is rarely what sends a homeowner looking for help here.
Hail is. NOAA's Storm Prediction Center logged 156 hail reports within 10 miles of McKinney from 2015 through 2024. Of those, 59 were 1.75 inches or larger, and the biggest stone measured 4.5 inches on March 24, 2019. Storms hit in 7 of those 10 years. A roof in this area can look fine from the street and still carry bruised shingles from two or three different seasons.
That history changes what a repair visit should look for. A leak over the garage may be the only symptom, but the cause can be a storm from a year or two back. Fixing the drip without checking the rest of the roof often means another call after the next rain.
Damage that does not drip yet
Bruised shingles
Hail can crush the mat under the granules. The spot feels soft and fails later, after sun and rain work on it.
Torn seal strips
Strong gusts lift a shingle and break its bond. It drops back flat but no longer holds in the next storm.
Dented metal
Vents, flashing and drip edge take hits too. A dent can open a seam that lets water creep under.
Cracked pipe boots
Rubber collars around plumbing vents dry out in the heat and split, often before the shingles show any wear.
How a repair visit should go
Look from the attic first
Stains on the decking and wet insulation show where water enters, which can be far from the ceiling spot.
Walk every slope
One leak often means nearby damage. The crew should check the whole roof, not only the area you pointed to.
Photograph before touching
Photos of each damaged spot help you decide on next steps and support a claim if you open one.
Replace, do not just seal
Caulk over a cracked shingle is a short-term patch. See why temporary roof patches fail.
Get a written scope
The estimate should list the parts replaced and why, so you can compare it with any other bid.
When to ask about more than a repair
Hail marks on most slopes, not just one side.
Several leaks after the same storm.
Granules washing out of the downspouts after every rain.
A roof that already had storm repairs in an earlier year.
Shingles that crack when the crew lifts them to make a repair.
Where to go from here
If storm damage is spread across the roof, a hail damage roof repair in McKinney page walks through the insurance side. If you only need a fix, our general roof repair service explains the work, and how to find the source of a roof leak helps you prepare.
GemSco is family owned, fully licensed and insured, with 20+ years on shingle, metal, tile and flat roofs. Estimates are free. See all our work in McKinney.
Frequently Asked Questions
My McKinney roof is under 20 years old. Why is it leaking?
Age is only one factor. Hail and wind can break shingles, seal strips and flashing on a fairly new roof, and the leak may show up months after the storm. Pipe boots also wear out sooner than shingles. An inspection finds which part failed and whether there is more damage nearby.
Can a few shingles be replaced after hail?
Yes, when the damage is limited to a small area. If hits are spread over most slopes, spot repairs leave many weak shingles in place, and you may keep paying for new leaks. A full look at the roof tells you which case you are in before you spend money.
Should I call my insurance company before a repair?
That is your choice, and it depends on your policy. Many homeowners get an inspection first so they know what the damage is. GemSco documents the roof with photos and gives a written estimate. Coverage is decided by your insurer under the terms of your policy.
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